FULL SERVICE RELOCATION ASSISTANCE TO ANYWHERE IN THE USA.....FREE! Complete"One-Stop Shopping" designed just for the Michigander moving in OR out of state.  MOVING IN OR OUT OF MICHIGAN? Such a move involves a lot of time, research, effort and planning. Now, no matter where you are, the whole process just got a LOT easier. Please read on... SNOWBIRD RELOCATION The ONLY non-corporate full relocation service in the world. Corporations spend millions of dollars transferring their executives around the country. Now, any current or future Michigan resident can get the same first class service top executive tranferees enjoy. Enjoy scores of free and discounted services AT NO COST TO YOU. THE HELPING HAND YOU NEED IS HERE We find the RIGHT Realtor both here and there, (accountable and monitored by Snowbird Relocation). Discounts for moving companies, repair contractors (for pre-sale fix-up projects or as a result of inspection issues). We help with offer negotiations and closings, locating legal assistance even financing option ideas. Whatever you need to help your transition be a success, Snowbird Relocation will be dedicated, you decide. To start, Snowbird chooses only the highest level Realtors. These agents are known in the industry as "Top Producers" to their peers. Their success is based on volume, repeat business but most of all, their proven results. Due to the high fees charged by conventional relocation companies, most Top Producers refuse relocation "referrals". Top producers MAKE their own business. They will work with Snowbird because we charge them a much reduced rate. In exchange, our clients receive exceptional service. You will receive a select list of Top Producers carefully chosen from Snowbird Relocation based on the agent's amount of client satisfaction, past performance, market share and technique and total successful sales. All of our agents are subject to Snowbird Relocation's high result based standards and remain so until the transaction is completed. SNOWBIRD RELOCATION SERVICES ARE ABSOLUTELY FREE Choose from lists of quality contractor services. (many offering discounts to STTS clients) Complete or Select Relocation services from our "A La Carte" Relocation Menu, it's on us.. *Mortgae Rate Shopping and Assistance *Monitor Your Agent's Market Sales Plan *Offer Review and Negotiation Suggestions *Real Estate Attorneys and staff at your disposal *List of ASHI Home Inspector *List of Various Contractors for Repair/Replace *Enviornmental Inspections/Evaluations *Mold Issues and Mitigation Assistance *Utility Disconnect/Coordination Assistance *Title Company Services/Closing Assistance *List of Quality Moving companys Menu for the New Location: *Assignment of A "Top Producer" Buyer Agent *Mortgage Rate/Terms Research *Offer Review and Negotiation Suggestions *Real Estate Attorney and staff at your disposal *Enviornmental inspections/evaluations *ASHI Home Inspector List *Repair/Replacement Contractor List (rate advantages) *Closing Assistance *Utility /Connection/Activation Assistance *Local Community Service List/Phone Numbers *Home Welcome Packages/ Keep watching - More to come... Want to Know More? Just fill out the general info for more specifics aligning with YOUR specific needs. Absolutely NO obligation, just great service with immediate response. Ask for "Moving Tips and Checklists" as our gift to you for checking us out.

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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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What is a Balloon Mortgage?
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A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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