Birmingham, Bloomfield & Troy real estate and homes for sale in Michigan, relocation - John Huyck, REALTOR® John Huyck REALTOR(r) for Birmingham, Bloomfield & Troy, Michigan real estate - NUMBER1EXPERT™ John Huyck NUMBER1EXPERT(tm) for Birmingham, Bloomfield & Troy, Michigan real estate

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John Huyck, REALTOR®, real estate agent and broker for Birmingham, Bloomfield & Troy Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)







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Why Buyers Choose Me: Birmingham, Bloomfield & Troy Michigan home buying, real estate listings, and homes for sale in Oakland County, MI
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTOR® is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a Birmingham, Bloomfield, Troy area REALTOR®, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Birmingham, Bloomfield, Troy market, even listings not yet on the MLS, through my professional Michigan real estate affiliations. 

- My expert local knowledge of the Birmingham, Bloomfield, Troy area will be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Birmingham, Bloomfield, Troy is no different! It's my job to help you see opportunities and stay out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I am an agressive negotiator, and will see that the final contract includes your best possible terms and conditions. 

- The more you know about about the property you are buying the better the final result! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. Every home has it's problems. I will see that you not only learn what they are, but what they COULD or WILL BE. Many times I will negotiate the seller to repair/replace or escrow the amount needed to resolve the issue(s). My 20 years of home inspections experience will be extremely helpful. Many times, after an inspection, clients tell me they hear answers to questions they never even thought of asking.  

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my 2 decades of real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Birmingham, Bloomfield, Troy area. While you can see a million homes on the web, actually buying your home is another matter entirely. Please read my article on buying in the site. It's titled "What you see is not Always What You Get". It should ring true to all those who use the net as a resource. 

Any Questions? Press the "CALL ME NOW! button at the top of this page. It a great feature that will put us in touch immediately. Or, if you prefer, send me an email. Let my experience and real estate knowledge protect and work for you and your family in the purchase of your new home. 

Ask me any question about buying a home in Birmingham, Bloomfield and Troy. It's my job to help you! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?

A 
The "Linear City" of Malasia is currently the longest.
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John Huyck, REALTOR®, real estate agent and broker for Birmingham, Bloomfield & Troy Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

John Huyck
Max Broock/Real Estate One

1821 West Maple
Birmingham, MI 48009
248-709-5553
248-901-1245
Fax: 248-647-5504
johnhuyck@johnhuyck.com

John is a lifetime resident of the Metro Detroit area. He began practicing as a Realtor in 1988 and has earned many awards at both the local and national levels throughout his tenure. He continues to be one of Oakland County’s top producers year after year. Whether you are buying or selling, let John be YOUR agent. His professional and personal knowledge of Oakland County real estate will prove to be invaluable in your venture to a successful close.

Equal HousingMLSREALTOR


Max Broock/Real Estate One real estate and homes for sale in Birmingham, Bloomfield & Troy Michigan

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